Financing
Be cool now. Pay over time.
A broken AC or a dead furnace never shows up at a good time. We work with three financing partners so you can get it fixed now and pay for it a little at a time.
Our Financing Partners
Three partners. More ways to say yes.
Each one works a little differently. Here's what each is best for so you can pick the right fit.
Wisetack Payment plans
Split a surprise repair into easy monthly payments. Checking your options takes about a minute and won't affect your credit score.
- 0% APR for up to 6 months, with approved credit
- Same payment every month, no surprises
- Longer terms available too
Synchrony KwikComfort HVAC card
Better terms on bigger purchases to help keep interest to a minimum. A great fit when you're replacing your whole system.
- Deferred interest promos up to 12 months
- Reusable credit line for future HVAC work
- Quick credit decision
Optimus Commercial financing
Financing made for commercial HVAC, so you can replace equipment or handle a big repair without draining your cash.
- Built for business owners
- Covers equipment, installs and repairs
- Simple online application
Didn't Get Approved?
Got a no? Try the next one.
Every lender looks at credit a little differently. If one partner doesn't approve you, apply with another. You're welcome to try all three, and we're happy to help you figure out where to start.
- Start with Wisetack Checking your options won't touch your credit score.
- Try Synchrony KwikComfort Great for bigger purchases like a new system.
- Own a business? Try Optimus Commercial financing for your building's HVAC.
How It Works
Simple from start to finish.
- Get your estimate We come out, figure out what's going on, and give you an upfront price.
- Pick a partner and apply Apply online in a few minutes. We're glad to walk you through it.
- Get it done Once you're approved, we get your work on the schedule.
- New AC or heat pump
- Furnace replacement
- Major repairs
- Ductwork
- Indoor air quality
- Commercial equipment
Financing fine print Rates, terms and disclosures from our partners
General
Radiant Air Systems is not a lender. Financing is provided by third party lenders and is subject to their credit approval, terms and conditions. Not everyone will qualify.
Wisetack
All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. Radiant Air Systems offers 0% APR plans through Wisetack for up to 6 months, with approved credit. See additional terms at wisetack.com/faqs.
Synchrony KwikComfort
The KwikComfort program is offered through the Synchrony Project Card and is subject to credit approval by Synchrony Bank. Promotional financing offers, rates and terms vary and will be shown to you when you apply. Minimum monthly payments are required.
Deferred interest promotions (up to 12 months) are not 0% interest or no interest loans. Interest is charged to your account from the purchase date if the promotional balance is not paid in full by the end of the promotional period. Making only the minimum monthly payments may not pay off the balance before the promotion ends.
Optimus
Commercial financing through Optimus is subject to credit approval. Rates and terms vary based on creditworthiness and the lender that approves your application.
Ready When You Are
Get comfortable. Pay your way.
Book your estimate and we'll help you find the financing option that fits.
